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Introducing Montana Mortgage Partners!

I am excited to announce I have partnered with 3 industry experts, Annika Harris, Lindsay Kinniburgh, and Amanda Kneeland to open Montana Mortgage Partners! In my 18 years of being a local Real Estate Lender, Investor, and Developer I have experienced the full spectrum of changes in the lending industry and in our market. As the industry changes as must we to be confident we are able to offer the best products and service with the most competitive terms possible. A mortgage is an investment, and we have all the tools and more to assure your investment is the best fit for your long term financial goals. Feel free to reach out at any time to explore everything we have to offer or chat about how I may be able to add value to your business. Cheers! Toby Gilchrist Montana Mortgage Partners Mortgage Broker NMLS#487285

Toby Gilchrist

	Rate	Change	Points
30YR Fixed	7.17%	0.00	--
15YR Fixed	6.83%	+0.03	--
30YR FHA	6.82%	+0.02	--
30YR Jumbo	7.38%	+0.01	--
7/6 SOFR	6.50%	-0.16	--
30YR VA	6.84%	+0.02	--

Source: Mortgage News Daily

	Rate	Change	Points
30YR Fixed	7.30%	+0.18	0.75
15YR Fixed	6.76%	+0.33	0.98
30YR FHA	7.02%	+0.24	1.07
30YR Jumbo	7.20%	+0.05	0.48
7/6 SOFR	6.29%	+0.19	1.00

Source: The Mortgage Bankers Association

	Rate	Change	Points
30YR Fixed	7.18%	+0.97	0.00
15YR Fixed	6.57%	+1.10	0.00

Source: Freddie Mac

	Price / Yield	Change
UMBS 6.0	100.31	--0.04
UMBS 6.5	101.97	--0.01
10 YR Treasury	4.863	+-0.21
30 YR Treasury	5.264	+-0.13

Pricing as of: 11/6 5:59PM EST

	Value	Change
Mortgage Apps	192.6	-1.23%
Existing Home Sales	3.99M	0.25%
Builder Confidence	29	-9.38%
Building Permits	1.4M	0.43%
Housing Starts	1.22M	-4.24%

Economic Calendar

Recent News

Introducing Montana Mortgage Partners!

Average Mortgage Rates

MBS and Treasury

Recent Housing Data