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CONTACT ME
Tony Cangas
Sr. Loan Officer / Partner, American/California Financial Services, Inc.
Sr. Loan Officer / Partner
American/California Financial Services, Inc.
NMLS # 272835 BRE # 01028714
3838 W. Carson Street, # 109 Torrance, CA 90503
CONTACT ME
Contact Me
310.540.1330
tony@american-california.com
www.american-california.com
tony@american-california.com
www.american-california.com
CONTACT ME
Educational Series
What Causes Mortgage Rates to Change?
The 2 Components of Mortgage Rates: Upfront Cost and the Rate Itself
All About Locking Your Mortgage Rate
What are Mortgage-Backed Securities?
No, The Fed Hike Doesn't Mean Anything For Mortgage Rates
Company website
Average Mortgage Rates
Mortgage News Daily
MBA
Freddie Mac
Rate
Change
Points
30 Yr. Fixed
6.86%
-0.05
--
15 Yr. Fixed
6.31%
-0.02
--
30 Yr. FHA
6.32%
-0.06
--
30 Yr. Jumbo
7.04%
-0.03
--
5/1 ARM
6.53%
-0.02
--
Source: Mortgage News Daily
Rate
Change
Points
30 Yr. Fixed
7.00%
-0.03
0.60
15 Yr. Fixed
6.63%
+0.07
0.61
30 Yr. FHA
6.87%
-0.03
0.92
30 Yr. Jumbo
7.13%
+0.02
0.38
5/1 ARM
6.22%
-0.16
0.60
Source: The Mortgage Bankers Association
Rate
Change
Points
30 Yr. Fixed
6.78%
-0.08
0.00
15 Yr. Fixed
6.07%
-0.09
0.00
Source: Freddie Mac
CONTACT ME
Market Data
MBS
Price
Change
UMBS 5.5
99.68
+0.27
UMBS 6.0
101.04
+0.15
GNMA 5.5
99.98
+0.13
GNMA 6.0
100.89
+0.10
US Treasuries
Yield
Change
2 YR
4.376
-0.054
5 YR
4.077
-0.055
10 YR
4.196
-0.047
30 YR
4.452
-0.031
Pricing as of:
7/26 5:59PM
EST
Recent Housing Data
Value
Change
Mortgage Apps
Jul 10
206.1
-0.19%
Building Permits
Mar 1
1.46M
-3.95%
Housing Starts
Mar 1
1.32M
-13.15%
New Home Sales
Mar 1
693K
4.68%
Pending Home Sales
Feb 1
75.6
1.75%
Existing Home Sales
Feb 1
3.97M
-0.75%
Builder Confidence
Mar 1
51
6.25%
Economic Calendar
Recent News
Inflation Data Continues Paving The Way For (Eventual) Rate Cuts
7/26/2024
Very Calm Week For Rates, Despite Hitting New 6 Month Low
7/19/2024
Sharply Lower Inflation Brings Fed Rate Cuts Into Focus
7/12/2024
Economic Data Building a Case For Rate Cuts
7/5/2024
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