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CONTACT ME
Tony Cangas
Sr. Loan Officer / Partner, American/California Financial Services, Inc.
Sr. Loan Officer / Partner
American/California Financial Services, Inc.
NMLS # 272835 BRE # 01028714
3838 W. Carson Street, # 109 Torrance, CA 90503
CONTACT ME
Contact Me
310.540.1330
tony@american-california.com
www.american-california.com
tony@american-california.com
www.american-california.com
CONTACT ME
Recent News
Rates Are Jumping Faster Than Most People Know
2/17/2023
Rates Played Chicken With The Fed (And Lost)
2/10/2023
Wild Ride For Rates After Stunning Jobs Report
2/3/2023
Is The Housing Market Finally Bouncing Back?
1/27/2023
Rates May be Falling, But Other Mortgage Costs Are Going Up
1/20/2023
Lowest Rates in 4 Months, So Why Does Fed Say They're Going Higher?
1/13/2023
Markets Call The Fed's Bluff After Downbeat Data
1/6/2023
2022 Was Rough For Rates and Housing, But 2023 is a Blank Canvas
12/30/2022
Mixed Signals in Housing Data and Small-Scale Volatility in Rates
12/23/2022
Best Winning Streak For Rates in 2 Years
12/16/2022
Extremely Risky Week Coming Up For Better or Worse
12/9/2022
Rates Dream of Green Christmas With Help From The Fed
12/2/2022
Fed Says: Don't Get Too Excited About Rates Just Yet
11/18/2022
Record Single Day Drop in Rates After Inflation Comes in Cooler
11/10/2022
Higher Rates Due to The Fed, But Not Due to The Fed's Rate Hike
11/4/2022
Rates Actually Moved Lower This Week; What's a "Fed Pivot?"
10/28/2022
Sifting Through Ashes For Seeds Of Hope
10/21/2022
20 Year High Rates as Inflation Persists. Any Hope in Sight?
10/14/2022
Rates Back to 20 Year Highs as Economy Remains Resilient
10/7/2022
Even Crazier Than Last Week: Rates Briefly Topped 7% For 1st Time in 20 Years
9/30/2022
Mortgage Rates Closing in on 7%. Any Relief in Sight?
9/23/2022
6.0% Mortgage Rates and a Big Fed Hike are Old News; Here's What Matters
9/16/2022
Things Are About to Get Interesting
9/9/2022
Unprecedented Rate Volatility as Markets Ponder Next Big Move
9/2/2022
Fed Reminds Markets Why Rates Went Sharply Higher in August
8/26/2022
Mortgage Rates Rose Sharply This Week
8/19/2022
The Curious Case of Lower Inflation Being Bad For Rates
8/12/2022
4.99% Mortgage Rates?! That's Old News
8/5/2022
The Real Reason Mortgage Rates Are Dropping at a Record Pace
7/29/2022
Lowest Rates Since Early June. What's Europe Got to do With It?
7/22/2022
Fed Talking About Big Rate Hikes, But Mortgage Rates Moved Lower
7/15/2022
Don't Trust This Week's Mortgage Rate Headlines! (Except This One)
7/8/2022
Rates Plummet to 3 Week Lows. Has The Corner Been Turned?
7/1/2022
Housing is Normalizing, Not Dying; Nice Rate Rebound After Last Week's Rout
6/24/2022
Mortgage Rates Hit 6%. World is Not Ending. May Just Be Beginning
6/17/2022
2022 is Already The Worst Year For Rates Since 1979
6/10/2022
Rates Bounce After 3 Weeks of Improvement; Prices Still Defying Gravity
6/3/2022
Big Shift in Housing Numbers. Scary or Welcome?
5/27/2022
Stocks Are Suffering, But It's Helping Rates Stabilize
5/20/2022
Best Week For Rates in Almost 2 Years, But There's a Catch
5/13/2022
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Company website
Average Mortgage Rates
Mortgage News Daily
MBA
Freddie Mac
Rate
Change
Points
30 Yr. Fixed
6.43%
+0.02
--
15 Yr. Fixed
5.95%
0.00
--
30 Yr. FHA
5.82%
+0.02
--
30 Yr. Jumbo
6.62%
0.00
--
5/1 ARM
6.28%
-0.01
--
Source: Mortgage News Daily
Rate
Change
Points
30 Yr. Fixed
6.44%
-0.06
0.54
15 Yr. Fixed
5.88%
-0.16
0.68
30 Yr. FHA
6.36%
-0.06
0.85
30 Yr. Jumbo
6.75%
+0.07
0.39
5/1 ARM
5.98%
-0.27
0.65
Source: The Mortgage Bankers Association
Rate
Change
Points
30 Yr. Fixed
6.35%
-0.51
0.00
15 Yr. Fixed
5.51%
-0.65
0.00
Source: Freddie Mac
CONTACT ME
Market Data
MBS
Price
Change
UMBS 5.0
99.35
-0.16
UMBS 5.5
100.74
-0.10
GNMA 5.0
99.91
-0.04
GNMA 5.5
100.71
-0.10
US Treasuries
Yield
Change
2 YR
3.915
+0.022
5 YR
3.701
+0.035
10 YR
3.904
+0.042
30 YR
4.193
+0.047
Pricing as of:
8/30 5:59PM
EST
Recent Housing Data
Value
Change
Mortgage Apps
Aug 28
226.9
0.49%
Building Permits
Mar 1
1.46M
-3.95%
Housing Starts
Mar 1
1.32M
-13.15%
New Home Sales
Mar 1
693K
4.68%
Pending Home Sales
Feb 1
75.6
1.75%
Existing Home Sales
Feb 1
3.97M
-0.75%
Builder Confidence
Mar 1
51
6.25%
Economic Calendar
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