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CONTACT ME
Tony Cangas
Sr. Loan Officer / Partner, American/California Financial Services, Inc.
Sr. Loan Officer / Partner
American/California Financial Services, Inc.
NMLS # 272835 BRE # 01028714
3838 W. Carson Street, # 109 Torrance, CA 90503
CONTACT ME
Contact Me
310.540.1330
tony@american-california.com
www.american-california.com
tony@american-california.com
www.american-california.com
CONTACT ME
Recent News
Is Rate Recovery Enough To Keep Housing Healthy?
9/29/2016
Fed Helps Rates Recover But Inventory Holds Housing Back
9/22/2016
Most Serious Move Higher For Rates in Over a Year
9/15/2016
The Not So Secret Driving Force Behind Mortgage Rate Movement
9/8/2016
Markets Forcibly Extract Fed's Message
9/2/2016
Action-Packed Week For Housing and Mortgage Markets
8/25/2016
What Will It Take To Break Holding Pattern In Housing And Markets?
8/18/2016
A More Realistic View of Stocks, Oil, and Rates
8/11/2016
Strong Jobs Data Complicates Rate Outlook
8/5/2016
Good News For Housing and Mortgage Rates
7/29/2016
Should We Worry About Slower Construction?
7/21/2016
Have We Already Seen The Big Bounce?
7/14/2016
The Real Reasons Mortgage Rates Can't Keep Up
7/8/2016
Now That Brexit is Mainstream, Here's Something Even Bigger
6/30/2016
Brexit Opens "All-Time Low Rate" Conversation
6/24/2016
What's Brexit and Why Should You Care?
6/16/2016
Are We On Our Way Back to All-Time Low Rates?
6/9/2016
Rates Surge Lower After Massively Weak Jobs Report
6/3/2016
Stellar Housing Data This Week and a Break From Mortgage Rate Volatility
5/26/2016
Rates Panic After Fed Minutes, But Bigger Challenges Await
5/19/2016
The Real Story Behind Rates at 3-Year Lows
5/12/2016
Rates Could Still Go Lower, But With a Price
5/6/2016
Fed Helps Rates Recover; Housing Data Mixed
4/28/2016
Big Spike in Mortgage Rates and Big Changes in Housing Data
4/21/2016
Earnings Season Threatening Interest Rate Rally
4/15/2016
The Real Reason Mortgage Rates Are Near 3-Year Lows
4/7/2016
The Paradox of Central Banks and The Mortgage Market
3/31/2016
Jury Still Out on Rising Rates and Housing Downturn
3/24/2016
Housing Market Catching a Much-Needed Break
3/17/2016
Mortgage Rate Outlook Staying Scary
3/10/2016
Could This Be The Big Bounce For Rates?
3/4/2016
Volatility Means What You See Is Not Necessarily What You Get
2/25/2016
What Does This Week’s Rate Spike Mean?
2/18/2016
Lowest Rates in Over a Year. What Now?
2/11/2016
Predicting Rising Rates is a Very Dangerous Game
2/4/2016
2016’s Wild Ride Already Over or Just Getting Started?
1/28/2016
Oil and Stocks Continue Dominating Interest Rate Markets
1/21/2016
Just How Much Do Stocks Matter For Rates?
1/14/2016
Why Mortgage Rates are Defying the Data
1/8/2016
Housing Market Has Plenty to Consider in 2016
12/31/2015
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Company website
Average Mortgage Rates
Mortgage News Daily
MBA
Freddie Mac
Rate
Change
Points
30 Yr. Fixed
6.43%
+0.02
--
15 Yr. Fixed
5.95%
0.00
--
30 Yr. FHA
5.82%
+0.02
--
30 Yr. Jumbo
6.62%
0.00
--
5/1 ARM
6.28%
-0.01
--
Source: Mortgage News Daily
Rate
Change
Points
30 Yr. Fixed
6.44%
-0.06
0.54
15 Yr. Fixed
5.88%
-0.16
0.68
30 Yr. FHA
6.36%
-0.06
0.85
30 Yr. Jumbo
6.75%
+0.07
0.39
5/1 ARM
5.98%
-0.27
0.65
Source: The Mortgage Bankers Association
Rate
Change
Points
30 Yr. Fixed
6.35%
-0.51
0.00
15 Yr. Fixed
5.51%
-0.65
0.00
Source: Freddie Mac
CONTACT ME
Market Data
MBS
Price
Change
UMBS 5.0
99.37
+0.02
UMBS 5.5
100.76
+0.02
GNMA 5.0
99.93
+0.02
GNMA 5.5
100.71
-0.01
US Treasuries
Yield
Change
2 YR
3.917
+0.002
5 YR
3.704
+0.003
10 YR
3.907
+0.003
30 YR
4.196
+0.003
Pricing as of:
9/1 7:34PM
EST
Recent Housing Data
Value
Change
Mortgage Apps
Aug 28
226.9
0.49%
Building Permits
Mar 1
1.46M
-3.95%
Housing Starts
Mar 1
1.32M
-13.15%
New Home Sales
Mar 1
693K
4.68%
Pending Home Sales
Feb 1
75.6
1.75%
Existing Home Sales
Feb 1
3.97M
-0.75%
Builder Confidence
Mar 1
51
6.25%
Economic Calendar
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