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Contact Me
CONTACT ME
Yesenia Ruvalcaba-Garcia
Broker Associate
Elite Fundings
Broker Associate
Elite Fundings
DRE 01293970/NMLS 255242
550 E Badillo St Covina, CA 91723
CONTACT ME
Contact Me
626-252-0839
newcenturybroker@gmail.com
www.NewcenturyBroker.com
newcenturybroker@gmail.com
www.NewcenturyBroker.com
CONTACT ME
Recent News
Mortgage Rates Actually Moved a Bit Higher This Week, But Remain Near Multi-Year Lows
1/16/2026
Mortgage Rates Back in The 5's. Here's Why
1/9/2026
Mortgage Market in Holiday Mode Despite Big-Ticket Data
12/19/2025
Once Again, Fed Rate Cut Was Meaningless For Mortgage Rates
12/12/2025
Are Rates About to Make a Move Because of The Fed?
12/5/2025
Jobs Report and Stock Losses Help Rates Hold The Range
11/21/2025
Mortgage Rates Near 2-Month Highs; What to Expect With Gov Reopening; What's up With 50yr Mortgage News?
11/14/2025
A Rare Week of Data Brings Friends and Foes For Rates
11/7/2025
Once More With Feeling: Mortgage Rates Moved Higher After The Fed Rate Cut
10/31/2025
The Fed is Cutting Rates Next Week, But Not Mortgage Rates!
10/24/2025
Mortgage Rates Aren't Too Far From 3 Year Lows
10/17/2025
Lowest Rates Since Fed Day After New Tariff Escalation
10/10/2025
Small Victory For Rates as Market Waits For Data
10/3/2025
How Next Week's Potential Shutdown Could Impact Rates
9/26/2025
Mortgage Rates Jump Higher After Fed Rate Cut. Confused? Don't Be...
9/19/2025
The Fed is Cutting Rates Next Week, But Not Mortgage Rates
9/12/2025
Job Count and Mortgage Rates Go Cliff-Diving
9/5/2025
Calm Before the Storm: Rates Drift to 11-Month Lows Ahead of Critical Jobs Report
8/29/2025
Powell's Speech Greased The Skids For Rates to Slide to 2025 Lows
8/22/2025
Mortgage Rates Hit 10-Month Lows — Here’s Why a Fed Cut Might Not Help
8/16/2025
Calmly Holding the Lowest Rates Since October, But for How Long?
8/8/2025
The Jobs Report Was a Mess—Mortgage Rates Loved It
8/1/2025
From Snooze to Surge: Big Data Week Could Rock Mortgage Rates
7/25/2025
Mixed Inflation Data Overshadowed by Headline Drama
7/18/2025
After Holiday Hangover, Rates Are Ready to Get Serious About Inflation Data
7/11/2025
Rates Take a Breather After Surprisingly Strong Jobs Report
7/3/2025
Rates Closing in on 8 Month Lows
6/27/2025
Fed Holds Steady; Mortgage Rates Fall
6/20/2025
Good News on Inflation, But Don't Expect a Fed Rate Cut
6/13/2025
Jobs Report Chases Rates Back Into The Range
6/6/2025
Calmer, Friendlier Week For Rates Amid Mixed Signals For Housing
5/30/2025
Rates Back to 7%. What Will It Take For Them to Drop?
5/23/2025
Some Uncertainty at The End of an Otherwise Decent Week
5/16/2025
Fed Rate Expectations Have Fully Erased The Tariff Impact (For Now)
5/9/2025
Rates Move Up After Stronger Economic Data
5/2/2025
Markets Calmed Down Immensely This Week. Lowest Rates since April 7th
4/25/2025
Mortgage Rates Are Actually Much Lower This Week
4/17/2025
Biggest Weekly Jump For Rates In Quite a While. Will it Keep Going or Calm Down?
4/11/2025
Lowest Rates Since October as Tariffs Spark Staggering Volatility
4/4/2025
Inflation Told Rates to Rise. Rates Didn't Listen
3/28/2025
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Who You Work With Matters
Average Mortgage Rates
Mortgage News Daily
MBA
Freddie Mac
Rate
Change
Points
30YR Fixed
7.33%
0.00
--
15YR Fixed
7.01%
+0.02
--
30YR FHA
6.98%
+0.02
--
30YR Jumbo
7.60%
0.00
--
7/6 SOFR
6.85%
+0.03
--
30YR VA
6.99%
+0.01
--
Source: Mortgage News Daily
Rate
Change
Points
30YR Fixed
7.41%
+0.29
0.75
15YR Fixed
6.73%
+0.30
0.73
30YR FHA
7.13%
+0.35
1.15
30YR Jumbo
7.33%
+0.18
0.60
7/6 SOFR
6.46%
+0.36
1.11
Source: The Mortgage Bankers Association
Rate
Change
Points
30YR Fixed
7.32%
+1.11
0.00
15YR Fixed
6.68%
+1.21
0.00
Source: Freddie Mac
MBS and Treasury
Price / Yield
Change
UMBS 6.0
99.41
--0.05
UMBS 6.5
101.31
--0.04
10 YR Treasury
5.005
+-0.05
30 YR Treasury
5.310
-0.02
Pricing as of:
10/28 7:09AM
EST
Recent Housing Data
Value
Change
Mortgage Apps
188.6
-5.32%
Existing Home Sales
3.99M
0.25%
Builder Confidence
29
-9.38%
Building Permits
1.4M
0.43%
Housing Starts
1.22M
-4.24%
Economic Calendar
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